Saturday, July 28, 2012

Special Discounts & Loyalty Perks!

Getting something for free or getting an unexpected discount is always exciting! So I browsed some awesome blogs and found some discounts that I didn't even know existed!
  • No matter how special your Birthday is, it's even more special with free perks. Find a Huge list of vendors that offer discounts and free items for your birthday here.
  • In the military? Enjoy a special discount at places you ordinarily shop at, or try new places with a little incentive. Find a freshly compiled list here.
  • If you're a teacher you get perks too! Here's another list of places you can save yourself a few bucks.
  • Want to celebrate a good report card, but you don't have a lot of money? No fear, Report card savings are here!

Loyalty programs are also a great way to save money.
  • Shop Your Way rewards at Kmart/Sears: Earn 10 points per every dollar. Redeem to be used as cash in stores.
  • CVS- Earn Extra bucks on specially marked products, and for shopping there.
  • Starbucks- Register a gift card online. Use & Reload. After 5 drinks you're upgraded to Green Level which means free syrup and refills. Buy 30 drinks in a year and your upgraded to gold, which not only gives you free syrup and refills, but a coupon for a free drink every 15 beverages you purchase. And a free drink on your birthday.
  • Dunkin Donuts- Register for DDperks and get a coupon for a free drink for signing up and another one on your birthday!

Friday, July 27, 2012

Oh hey, free food.

Restaurants and stores WANT to know how your visit went, at least that's what their receipts say. Make a purchase as your normally would and check the bottom AND back of your receipts! Free stuff is free stuff, even if it takes 2.5 seconds of your time.

Here are some stores I personally shop at, that will give you discounts/free item's with a receipt survey.

Subway- A free cookie

Burger King- Free whopper or Original chicken sandwich with the purchase of ANY size fry & drink.

Dunkin Donuts- Free donut with the purchase of a medium or larger beverage

Buffalo Wild Wings- $5 off your next purchase!

Old Navy- 10% off your next purchase

Victoria secret- Coupon for $10 off with a minimum purchase (I've seen one's for 45, or 35)

Bath & Body works- Coupon for $10 off a $25-$35 purchase

Dressbarn- 20% off a single item.

Note: Read the small print! Most of these survey's have deadlines to enter, and deadlines to redeem the coupon codes. Don't miss out on free stuff by ignoring the details!

Know any other store's that offer this type of deal?

Friday, June 29, 2012

Earning extra cash from home.

I cook, I clean and I get really freakin' bored. Even working part-time still leaves me wishing I could do more for the household. What can I say, I hate being the underdog salary wise. Blame that on independence.

So after some research I discovered that there are these crazy companies out there that actually pay you for your opinion. SAY WHAT? Crazy, I know. But, seriously-I earn money by hanging out online doing the same stuff I always do. The payout isn't millionaire fabulous, but it's money and I average about 10 bucks a week if I really get into it.

When I first discovered this, I thought it was a joke. I had heard so many negative things about sites like this.  But, after my first month I cashed in all my points and ended up with 50 dollars in gift cards to Kmart. I printed out the gift cards, brought them to the store and YUP! They were legit. Woohoo!

I am loyal to two sites: Swagbucks and InboxDollars. You earn points for redeeming coupons, taking surveys, playing games and reading emails. When you have enough points, you redeem them for cash, gift cards or other cool prizes! It really is that simple, I swear.

**Note: I don't promote anything I haven't personally tried and love. Money doesn't buy my brand loyalty. This I swear!

Saturday, March 31, 2012

Couponing- Military wife style.

Being a Military wife gives me some advantages when it comes to grocery shopping, but a lot of the tips and tricks I use on post also work in the civilian world.

The Commissary & PX
The Commissary is a wonderful place to shop. There are some people that will say places like Wal*Mart offer better prices and after doing that math, I can only say that's partially true. The only time I have found any store to be cheaper than the commissary is when it comes to generic products and special sales. Here's why:

  • The commissary is TAX free, and even if food is tax free in most states the few items you pick up while your there for convenience (sponges, detergent, dog food) aren't. The commissary does however have "surcharge" but even that is less than tax.
  • Coupons. On top of everyday low prices you get to use coupons. Not just manufacture coupons either- Companies produce "Military only" coupons and distribute them two ways: By having them placed near the item they are for or displayed booklet style near the front of the commissary. This gives you access to additional savings.
  • The PX is tax free on everything AND they price Match. The PX also allows you to combine Exchange coupons with Manufacture coupons for double the savings. 
A personal example: The PX was offering a coupon for $1.50 off Bic Disposable razors. I had 4 manufactures coupons for $3.00 off one package. Where to start: The original price for the razors is 5.50 at the PX. I asked the cashier to price match Wal*mart, which had them on sale for 5.00 (Already, I've saved $2.00 off 4 packages). Then, using the store coupon they took 1.50 off of each package. (Saving me another 6 dollars). Then, using my 4 manufacture coupons they took another 3.00 off each (Another $12 dollars)- Bringing my total to $2.00 for 4 packages of Razors. That's .50 cents per box, or 10 cents a razor! When you take into count the tax I also saved, this makes my total savings 20.50!

Military & other stores
Now, although I do believe the commissary is cheaper for regular priced items, there are bonuses to shopping around at other places.

  • Military Discounts. Some companies offer Military discounts with an ID, which is great. Mostly the discount is just 10%, but it's awesome when combined with sales and coupons!
For Example: Alberstons is consistently cheaper than the commissary for eggs, milk and bread.. One week There was a coupon are making eggs only .99, Milk was on sale for 2 for $5 and bread was only .99! Already you're saving almost 4 dollars by choosing Alberstons, taking another 10% of your total you take off another .70, bringing your savings to $4.70!

Military Discounts
Note: These are ones I have personal used, but discounts vary by location. Always remember to ask.

Albertsons (10%) on special days (See local ad)
Old Navy (10%) every Monday
Deb's stores (10%)
Dot's (10%)
Payless (20%)
Ralph Lauren Outlet (15%)
Cinamark Cinemas (Flat rate tickets)
Carinos Italian Restaurant (15%)
Ruby Tuesdays (10%)
New Balance Outlet (10%)
Comfort Inn (Flat rate rooms)
Hot Topic (10%)
Torrid (10%)
Lowes (10%)
7/11 (10% off fountain drinks, coffee's and slurpees)

Basic money saving tips:
These tips make savings money easier for me.
  •  Set a budget. We give our selves a budget of $200 a month, and go grocery shopping every two weeks. That's $100 each trip. I can't stress how important it is to stick to your budget. As you go through the store tally up everything you put in your cart. Round up to the nearest dollar to make your savings go even further. It's always a nice surprise to head over to the register thinking you've spent $100 and find out you've only spent $90.
  • Make a meal plan. Knowing exactly what you plan to have for breakfast, lunch and dinner means you know exactly what you need to buy. is a great website that will help you plan out meals and it puts them neatly on a calender for you. If your family has snackers, make sure you budget for those!
  • Shop the sales. While you are making a meal plan, take into account sales from the local grocery stores, making trips to a few different stores may seem like a hassle, but it could mean saving $50. Remember that wal*mart price matches!
  • Make your list. Now that you have your meals planned out and know what's on sale. You need to make a list- write out EVERY ingredient you're going to need to buy, make sure you take the time to go through your cupboards, freezer and pantry to see what you already have. You're not saving money if you're constantly buying peanut butter and there's already 4 in your cupboard.

The most basic way to get coupons is through the Sunday paper. This is also the easiest way to search the sale ads. However, the world of couponing goes far beyond that. Make sure when you are searching for and printing your coupons that you STICK TO YOUR LIST. Coupons won't do you any good if you buy things you don't need!

  • Online Websites. There are ton's of sights you can order coupons from, but I don't bother. Sights like and collect all the coupons available for print and link you to their sites. Half of the work is done for you.
  • Product sites. Going to individual sites, like Pillsbury and Johnsonville will more often than have coupons available for their products.
  • Facebook. To boost customer base, companies will often offer coupons if you "like" their page,or give you specials randomly. 
  • Spam. You know those random "Newsletters" companies try to get you to sign up for? They often include coupons in them. I created a separate account for these. The one I can count on is P&G solutions, every once in a while they put a "brand saver" in the paper, but once every quarter you can also order coupons & product samples for free.
  • Magazines. Certain magazines like Allyou come filled with coupons (and savings tips!) and you can get a subscription for 1.66 an issue. Don't feel like subscribing? Though you'll miss out on some coupons, they do have a few available on their website.
  • Flyers & Store websites: Depending on the coupon policy of each individual store, sometimes you can combine store coupons with manufacture coupons. This is true for stores like Target and Walgreens. Stores will post coupons in their weekly flyer as well as online.
  • Reusable bags: Certain stores, like Target, give you 5-10 cents off your purchase for every reusable bag you bring. This isn't a HUGE saving, but it doesn't hurt to save a bit more and save the environment while you're at it! (This is also true for the PX)
  • Coupon Websites:,,,